Randall A. Roth
Randall A. RothChief Executive Officer
Randy is the Chief Executive Officer of Vitex, Inc., an organization of member banks and bank expert contract negotiator specialist dedicated to assisting executives achieve their strategic business objectives through vision, leadership, and effective selection and deployment of technology. Under his leadership, Vitex has grown to become one of the leading bank consulting firms in the country. Read More
Eric Devine
Eric DevinePresident
Eric Devine is the President of Vitex where he brings a highly motivated, fiscally conscious, and goal driven atmosphere. In tandem, Eric is a contract negotiation expert with additional focuses on banking technology and operations. With his immense business, banking, and technical backgrounds, Eric has a deep understanding of what it takes to be a leader within the management spectrum and optimize banking infrastructure to ensure daily operational success. Read More
Nick Perfido
Nick PerfidoExecutive Vice President
Nick is the Executive Vice President of Vitex and a FinTech veteran with more than 35 years of experience in enterprise software sales within the community banking and credit union arena. His experience includes having worked with companies including Newtrend, EDS, Fiserv and Finastra, where he was National Sales Director for the Phoenix Transformational Banking solution. He has been instrumental in helping financial institutions realize their goal of transforming their operations to meet the ever changing FinTech landscape. Read More
David S. Powell
David S. PowellContract Negotiation Expert
David brings over 24 years of experience in the financial services industry to his role as an Industry Expert. More than 17 of those years were with Wachovia Corporation, now a Wells Fargo company. Read More
Nicola P. Gismondi
Nicola P. GismondiManaging Director
Nick Gismondi is a results-oriented senior banking executive who possesses a unique blend of banking business acumen and information technology expertise. He is a seasoned business and technology leader with over 30 years in the field of finance. Read More


Jon Brenneman
Jon BrennemanExecutive Vice President
Jon Brenneman has been an industry leader for over 44 years, utilizing his expertise in bank management, data processing, sales, marketing, and client relations, to help companies like ADP, Fiserv/RDSI, FIS and Austin Associates. Read More
Brad Lynch
Brad LynchVice President of Business Development
Brad is an experienced business development executive whose passion for helping banks work better drove him to join the Vitex team. Always putting the banks’ needs and goals first, Brad works directly with senior executives to help find a solution to improve their organizational effectiveness and deliver bottom line results. Read More
Mark P. Clayback
Mark P. ClaybackSenior Revenue Enhancement Expert
Mark is an seasoned professional and project manager with an extensive background in complex banking projects and systems, with over 30 years of experience in banking operations and bank contract negotiations. Mark worked eleven years with Marine Midland Bank (now HSBC-USA) as Vice President in various operating groups and since 1990 as a Senior Project Manager/Director at various bank consulting firms. Read More
Timothy E. Jarman
Timothy E. JarmanProcurement LifeCycle Expert
Tim has over 30 years of Expense Management and Executive Leadership in the Banking industry. With an eye for creative ways to leverage the buying power of a company to reducing expenses through management and process change, Tim identifies potential opportunities and productivity improvements. Read More
Jennifer L. Dulak
Jennifer L. DulakSenior Project Manager
Jennifer has over twenty-three years of experience in the community banking industry. She is a skilled professional with a variety of experience, including training, front-line and back-office knowledge and leading projects to success. Read More