With over thirty years of experience within the community banking industry, Jo provides significant achievements in the areas of executive management, banking operations, and information technology. Her background as an IT systems analyst paired with her knowledge of the banking space provides a unique ability to help identify the right technology to fit the business needs of clients; as well as the expertise to manage complex technology implementations.

For the past fifteen years, Jo has provided consulting services to community banks and credit unions throughout the country. She has assisted numerous clients with vendor evaluation projects, contract negotiations, and conversion project management services. As a consultant, Jo also engaged in several process re-engineering projects to help clients gain efficiencies from systems that were already in place. Jo is known for her calm demeanor, which has proven especially helpful in leading clients through lengthy and intricate core conversion projects.

Prior to joining Vitex, Jo served as Executive Vice President and Chief Information Officer for Community Resource Bank (CRB) in Orangeburg, South Carolina. While with CRB, she was responsible for providing strategic direction and oversight of the operations center including Core Applications, Digital Banking, and ATM/Debit Card processing. She was also responsible for developing and maintaining the company’s Information Security and Business Continuity programs. As CIO, some of her key achievements included leading her team through a core vendor evaluation project, as well as managing the successful conversion and merger of four individually chartered banks in to one institution on the new core platform.

Jo’s early career included serving as a systems analyst for NCR Corporation, as well as Banctec Financial Systems, where she installed and supported item processing and core processing systems in community banks throughout South Carolina and North Carolina.

Jo is a cum laude graduate of Georgia College and State University, with a Bachelor of Business Administration degree in Business Information Systems.

Away from the office, Jo enjoys spending time with her husband Michael at their cabin in the country, and her favorite hobbies include cooking, travel, and gardening